Have you ever thought about taking out a funeral plan? Perhaps you like the idea but you’re not sure how to broach the subject with your family. You’re worried you might upset someone or that it will be an awkward conversation.
This blog explains the advantages of a funeral plan, and why it’s a good idea to consider one. We hope it helps make the conversation with your loved ones easier. And if that doesn’t, perhaps rising funeral costs might? According to Royal London, the average cost of burials and cremations stand at £4,383 and £3,290 respectively.
Why consider a funeral plan?
There are many reasons that people choose to take out a funeral plan. Some of the most important are:
• Peace of mind – a funeral plan gives you reassurance that at the time of your death everything is taken care of. It also means less worry for your family at an upsetting time.
• Funeral costs are rising – hopefully, you will live for many more years. However, funeral costs, like everything, go up over time. By the time your funeral takes place, your loved ones could face a hefty bill.
• Save money – paying in advance means you secure the cost of the funeral services at today’s price, which saves you money in the long term.
The advantages of having a funeral plan
When you take out a funeral plan, you don’t just pay for the services. You can choose what you’d like – burial, cremation, the coffin, flowers, where to have the wake, or whether to have a wake at all. There is a lot to think about with funeral planning! A funeral plan takes that burden away from your family. It stops them from worrying about what you’d like and if they are making the right choice.
The emotional benefits of having a funeral plan
It’s not easy to think about death, especially your own death or the passing of those we love. A funeral plan can make it easier to broach the subject with your loved ones. You can discuss with them what you have chosen, or what you intend to put in place. When the time comes, everyone knows where they stand and there are no disagreements about the arrangements.
A pre-paid funeral plan also means that at the time of your death, your loved ones don’t need to find the money to cover the costs. Money worries are distressing at the best of times; when in the midst of a bereavement, paying for a funeral is a financial strain that a grieving partner, son, or daughter could do without.
If you’ve made your Will, why not consider a funeral plan and make life as easy as possible for the people you love after you’re gone? The team at My Family Legacy would be delighted to help you. Call us on 0117 2795507 to arrange a confidential chat.